We created this Privacy Policy to show you how we protect and handle your personal information, which we obtain from you when you visit the Website or sign up as a Registered User. In this Privacy Policy, we will explain what personal information we collect, how we might use the information, how we protect the information, who has access to the information, and how you can correct any inaccuracies in the information.

Please note that this Privacy Policy applies only to information collected by this Website and not to any information collected offline by us or anyone else. If you have questions or concerns regarding this Privacy Policy, please contact our customer service department by e-mail. Additionally, please review our Terms and Conditions, which govern your use of this Website.

Collection and Use of Personal Information

We collect certain information from our visitors through server logs and cookies. If you sign up as a Registered User, we collect additional information from you during the registration process and every time you log in using your username and password. We also may collect information from you by e mail. These activities are explained more fully below.

Server Logs. When you visit the Website, we automatically receive certain information about you, such as your Internet Protocol (IP) address, the date and time of your visit, the type of browser you use, the Internet address of the website from which you linked directly to our Website and the website you visit when you leave our Website. We, like many other website operators, collect and store this basic information about visitors in our server logs. We use this information to ensure compliance with our Terms and Conditions, to diagnose problems with the Website, to gather broad demographic information about our visitors, to track and compile general usage information to improve the Website, and to report aggregate information to our advertisers.

Cookies. Cookies are small text files that many websites, including ours, will send directly to your browser for storage on your computer's hard drive. Like many other websites, we use cookies to keep track of your activities on the Website, to make improvements, and to report aggregate information to our advertisers. We also use cookies to develop and deliver content specific to your interests, to save your password, and if you choose, to save other personal and financial information so you do not need to re enter it each time you visit the Website. Our advertisers and payment processors may also place or read cookies on your browser. We are not responsible for, and do not have access to, any information third parties may collect. Most browsers are initially set to accept cookies. If you wish to disable cookies, the help menu on most browsers will explain how. However, if you set your browser to disable cookies, you may not be able to access certain areas on the Website.

Registration Information. When you sign up as a Registered User, we ask or permit you to provide four general types of information:

1. Contact information, such as your name, address, telephone number, and e mail address. We use your contact information to contact you in connection with your activities and transactions on the Website and to forward messages to you from other Registered Users. We will also disclose your contact information to the recipient of a payment if you are the sender, or the sender of a payment if you are the recipient, to identify and confirm the payment transaction and to avoid processing errors. We may also include commercial messages and advertisements in our e-mail and other communications with you using your contact information.
2. Your password, which you create for this Website during the registration process. We use your password to grant you access to certain areas of the Website, to track your log-in and usage history as a Registered User, to maintain the security and integrity of certain areas, features, and services of the Website, and to monitor your compliance with our Terms and Conditions.
3. Payment information, such as account information for your Paypal® account or your account with Webmoney or other approved recipient services. We use your payment information to help you make payments to and receive payments from third parties (the "PayAbroad Payment Service"), to receive funds from your Paypal® account if you are sending a payment, to transfer funds to your account with Webmoney or other approved recipient services if you are receiving a payment, and to charge you for your purchases of services on the Website. By making or receiving a payment, or by engaging in any other kind of activity or transaction that uses payment information, you consent to our providing your payment information to payment processors and recipient services and such other entities as we determine are necessary to support and process your activities and transactions. We will only disclose your non-public information to non-affiliated third parties "as permitted by law." Those entities may include the Paypal® payment service, Webmoney and other approved recipient services, banking and financial institutions used to process and support the transaction or activity, and technical service providers who are responsible for the operation, maintenance, and security of the Website and your information. Any of those entities may be authorized to use your payment information in accordance with our contracts with those entities and following their own privacy policies, over which we have no control, and you agree that we are not responsible or liable for any of their actions or omissions. Additionally, you agree that we may use and disclose all such information to such entities in the same manner in which we are entitled to use and disclose any other information that we collect from you.

Usage History. Once you are signed up as a Registered User, every time you log in using your username and password, we collect and track the history of your log-ins and usage of the Website, such as the timing and frequency of your visits, the specific pages you view, orders and purchases of services on the Website, and changes to your registration information. We use such information to keep track of your activities on the Website, to make improvements, to report aggregate information to our advertisers, to develop and deliver content specific to your interests, and to monitor your compliance with our Terms and Conditions.

E Mail. We will collect and store the content of any e mail communications you may have with our customer service representatives. We use those e-mail communications to address your questions and concerns, to reply to you by e-mail, and to improve the Website.

Protection and Security of Personal Information

We use a variety of safeguards to protect your personal information against loss, theft, or unauthorized access or disclosure, including but not limited to password authentication, monitoring, auditing, firewalls, and encryption. Although we make every reasonable attempt to protect the personal information that you share with us, no transmission over the Internet can be guaranteed to be 100% secure. Also, please note that e mail is not secure against interception. You are transmitting all such information over the Internet at your own risk. Once we receive your transmission, we make our best effort to protect its security on our systems. Although we do not directly control the hosting companies that own and operate the servers on which we collect and store your personal information, our contracts with those hosting companies obligate them to protect the security and integrity of your personal information as described above.

If you are a Registered User, your access is password protected. We recommend that you do not reveal your password to anyone. We will never ask you for your password in an unsolicited phone call or in an unsolicited e mail. Additionally, each time you log in as a Registered User, you should remember to log out at the end of each session. You may also wish to close your browser window when you are finished. Those actions help to prevent others from accessing your personal information and correspondence if you share a computer with someone else or use a computer in a public place.

Access to Information

We take your privacy seriously. Except as otherwise explained in this Privacy Policy, we will not share your personal information with others without your knowledge and consent. We may disclose your personal information without your consent if we determine such disclosure is necessary to comply with applicable law, to cooperate with law enforcement, or to protect the interests, safety, or civil rights of other persons, or in the event of a transfer of ownership or assets or a bankruptcy proceeding.

Children's Privacy

Our Website is intended for adults only, and we do not knowingly collect personal information from anyone under 18 years old.

How to Correct Inaccuracies

You may request changes or deletions to your personal information by (1) logging into the Website with your username and password and following the instructions to change your information; or (2) sending an e mail to our customer service department. We will respond to all such requests for changes within a reasonable time. Please be aware that changes or deletions are not instantaneous and may not be reflected immediately on public or private areas of the Website. If you ask us to change or delete your personal information, please be aware that we may continue to store your original information and that changes or deletions will affect only your ability to access the Website, your sessions as a Registered User, and your e mail communications. Changes and deletions will not affect information that we may have already forwarded to advertisers, payment processors, or other persons or companies, all as provided above in this Privacy Policy.

Your Choices

If you choose not to provide personal information to us, or if you do not wish us to use your personal information in the ways described in this Privacy Policy, then please do not register to become a Registered User of this Website. Visitors to this Website may restrict or disable cookies on most browsers by following the instructions in the browser's help menu.

Notification of Changes

We reserve the right to change this Privacy Policy at any time. If we do change this Privacy Policy, we will provide notice to you by posting the changes on the Website. We will use information in accordance with our Privacy Policy in effect at the time the information was collected, unless you agree otherwise.